Ripple Secures First European Bank Client with AMINA Integration
Ripple has onboarded AMINA Bank, a Switzerland-based FINMA-regulated digital asset bank, as its first European client for Ripple Payments, enabling near-instant cross-border transfers for crypto-focused clients, according to a Friday release.
AMINA will leverage Ripple’s infrastructure to connect traditional banking rails with blockchain-based settlement — a persistent challenge for banks serving stablecoin issuers, crypto firms, and tokenized asset platforms. The move signals a growing trend of regulated banks adopting crypto payments as a core business function.
Ripple Payments combines messaging, liquidity sourcing, and settlement across fiat and blockchain rails. Unlike traditional correspondent banking, which relies on multiple intermediaries and batch settlement, Ripple enables direct value transfers, often completing transactions in minutes.
The integration allows AMINA to process cross-border flows in fiat and stablecoins, including Ripple’s RLUSD, while remaining compliant with regulations. Earlier this year, AMINA became the first bank globally to support RLUSD custody and trading, and the payments integration now extends that relationship into transaction execution.
The partnership strengthens Ripple’s European footprint as regulatory clarity encourages banks to adopt production-grade blockchain infrastructure. Ripple’s payments network now spans over 90% of global FX markets and processes more than $95 billion in transactions.
