MoreMarkets Unveils XRP Yield Product, Opening DeFi Access to Retail Investors
MoreMarkets, a decentralized finance platform, has launched an XRP Earn Account that enables everyday investors to earn yield on their XRP holdings for the first time—without giving up control of their assets.
The new offering routes XRP deposits into smart contract-powered vaults that automatically allocate capital across pre-approved DeFi strategies. Unlike traditional staking products, the system keeps funds in the user’s control, allowing withdrawals at any time.
XRP, one of the top cryptocurrencies by market capitalization, has historically lacked yield-generating infrastructure—leaving billions in idle value on the sidelines. The launch of a non-custodial yield product tailored for XRP marks a turning point for the token’s utility within the DeFi ecosystem.
“For too long, double-digit DeFi yields have only been available to hedge funds and large institutions,” said MoreMarkets CEO Altan Tutar. “We’re making those opportunities accessible to everyday users with the ease of a fintech app and the performance of on-chain finance.”
The platform integrates cross-chain and wrapping technology, similar to how WBTC and sETH function, enabling XRP to participate in yield strategies typically reserved for Ethereum-native assets.
Security was front and center during development, with audits conducted by leading firms such as Halborn, Sherlock, and Sigma Prime. Onboarding is designed to be frictionless, supporting both email sign-ups and direct wallet connections.
MoreMarkets says the XRP Earn Account is just the beginning. The team is working to expand the model to other digital assets and integrate real-world yield sources, such as tokenized U.S. Treasuries and private credit pools, with the broader goal of creating a unified, accessible liquidity network for global users.
